FREE Bill & budget tracker for Android

Know what you owe.
Before it's due.

Bills Tracker puts every bill, budget and account on one clear screen. It reminds you before due dates, carries anything unpaid into the new month, and shows exactly how much is left after bills. Free, with no sign-up.

🔒 Your money data stays on your phone 👤 No account needed 🆓 Free to use
⚠️2 bills need attentionElectricity is 3 days overdue
✅Internet marked paidDeducted from Savings
9:41●●● ▮
Bills Tracker
Good morning
⚙️
Net worthCash Flow ›
$12,480
Savings rate · past 6 months 24%
Income this month
$4,200
Bills this month
$1,865
Avg. net flow / month
$1,010
Past 6 months
Monthly balance
$2,335
Income minus bills
Needs attention
⚡
Electricity
Utilities · Sep 24
$142
3 days overdue
💧
Water
Utilities · Today
$38
Due today
Due soon
🏠
Rent
Housing · Oct 1
$1,250
In 4 days
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🏠Home
📋Bills
+
🎯Budget
🏦Accounts
0
Sign-ups, logins or bank links
6
Ways to repeat a bill
8
Color themes, light or dark
1 tap
To hide every amount
How it works

Three steps to a calmer payday.

No spreadsheets and no connecting your bank. Add your bills once and Bills Tracker keeps count every month after that.

01
📝

Add your bills once

Rent, power, internet, loans, subscriptions. Set the amount, due date and how often it repeats. Start with sample data to explore, or start empty.

🔔
02

Get reminded in time

Pick a reminder per bill, from the same day to a week before. A daily nudge at the time you choose lists what's overdue, due today and due soon.

03
✅

Mark it paid, see what's left

Pay in full or in part and choose which account it came from. Your balances, budgets and monthly totals update right away.

Take the tour

Your whole month, one tap apart.

Four tabs and a big plus button. Tap a screen below to see it on the phone.

9:41●●● ▮
Bills Tracker
Good morning
⚙️
Net worthCash Flow ›
$12,480
Savings rate · past 6 months 24%
Income this month
$4,200
Bills this month
$1,865
Needs attention
⚡
Electricity
Utilities · Sep 24
$142
3 days overdue
💧
Water
Utilities · Today
$38
Due today
Budget this month
GroceriesGroup
$372 of $600
Bills2⚙️
JulAugSepOctNov2026 ▾
📋
Total
$1,865
✅
Paid
$435
⌛
Unpaid
$1,430
⚠️
Needs attention
2
Include income
Overdue
⚡
Electricity
Utilities · Monthly
$142
3 days overdue
Upcoming
🚗
Car loan
Loans · Semi-monthly
$320
Partial
Paid
🌐
Internet
Subscriptions · Auto-paid
$55
Paid
Budgets
September 2026
🎯
Total budget
$1,500
💸
Spent
$884
💰
Remaining
$616
⚠️
Over budget
1
GroceriesTransportDining outFun money
Categories
GroceriesGroup
$372 of $600
Dining outPersonal
$154 of $120 · over
Accounts
💰
Net worth
$12,480
📈
Assets
$14,130
📉
Liabilities
$1,650
🏦
Accounts
4
All accounts
🏦
Savings
Bank
$9,820
📱
E-wallet
Digital wallet
$640
💳
Visa card
Credit card
-$1,650
Recent transactions
💼SalarySavings · Sep 25+$2,100
🌐InternetSavings · Sep 20-$55
Cash FlowPast 6-month view
IncomeExpenses
Apr
May
Jun
Jul
Aug
Sep
Summary (past 6 months)
Total income$25,200
Total expenses$19,140
Avg. net flow$1,010
Savings rate24%
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+
Built for real bills

Bills are messy.
The app isn't.

Paid twice a month? Paying a loan in parts? Forgot last month's water bill? Bills Tracker was built around how bills actually behave.

Repeats the way your bills do

One-time, daily, weekly, monthly, month-end or semi-monthly with ready presets like the 15th and last day. Add an end date for loans that finish, or leave it open.

Does not repeatDailyWeeklyMonthlySemi-monthlyMonth-end
5th & 20th10th & 25th15th & last day

Nothing falls through

Unpaid bills from last month follow you into this one until you settle them. Didn't actually owe it? Mark it "Not owed" and move on.

💧WaterFrom August$41
Past due

Pay in parts

Record partial payments and watch the bar fill up until it's done.

🚗Car loan$192 of $320 paid
Partial

Auto-debit? Auto-record.

For bills that come out of your account by themselves, turn on "Automatically record as paid" and the app logs it for you after the due date.

🌐InternetAuto-paid from SavingsPaid

Reminders on your terms

Choose per bill: same day, 1, 2 or 3 days, or a week before. Set the time of day that suits you.

📋Rent is due in 3 days$1,250 · Oct 1

Linked to the money you actually have

Give each bill a default account and relate it to a budget. When you mark it paid, the account balance and budget update together, so your numbers always add up.

🏦 Savings📱 E-wallet💳 Visa card💵 Cash

Look back, or plan ahead

Jump to any month and year to see what was paid and what's coming. Turn on "Include income" to see paydays alongside the bills they cover.

JulAugSepOctNov2026 ▾
9:41●●● ▮
Bills2👁 Hide
AugSepOctNov2026 ▾
📋
Total
$1,865
✅
Paid
$435
⌛
Unpaid
$1,430
⚠️
Needs attention
2
Overdue
⚡
Electricity
Utilities · Monthly
$142
3 days overdue
Upcoming
🏠
Rent
Housing · Oct 1
$1,250
In 4 days
📱
Mobile plan
Subscriptions · Oct 3
$25
In 6 days
Paid
🌐
Internet
Subscriptions · Auto-paid
$55
Paid
AD
🏠Home
📋Bills
+
🎯Budget
🏦Accounts
Make it yours

Your money. Your colors.

Try it here. These are the same themes, modes and privacy switch you'll find in the app's Settings.

Theme · Ocean
Mode
Hide all amounts
🔤 16 fonts to pick from
💱 Any currency symbol you use
🏷️ Your own categories for bills, income and spending
🌗 Auto mode follows your phone's theme
📱 Tablet friendly layout on larger screens
🎓 Quick tour you can replay any time
Private by design

Your finances aren't our business.

There's no account to create and no server holding your bills. Everything you type stays on your phone. Here's the full, honest picture.

🔒 Stays on your phone

Stored only on your device. Never uploaded, never synced, never seen by us.

  • Your bills, amounts and due dates
  • Account names and balances
  • Budgets, transactions and notes
  • Your categories and settings
  • Backups you export, saved wherever you choose

📡 What goes online

The app is free because it shows ads. The Google ads SDK collects standard ad data. None of it includes your financial information.

  • Advertising ID and app set ID
  • Approximate location, from IP address
  • App interactions and diagnostics for ads
  • Update checks through the Google Play Store

In the EEA, UK and Switzerland you choose your ad consent first, and can change it any time in Settings. Read the full Privacy Policy.

FAQ

Questions, answered.

Is Bills Tracker really free?

Yes. Every feature is free to use, with no subscription and no locked tiers. The app shows ads, which is how its development is supported.

Does it connect to my bank or pay my bills?

No. Bills Tracker never connects to your bank and never moves money. It's your personal record: you tell it what's due and what you paid, and it keeps track, reminds you and does the math. Even "Automatically record as paid" only records the payment in the app.

Do I need an internet connection?

No. Bills, budgets, accounts, reminders and charts all work offline. The internet is only used to show ads and to check Google Play for updates.

How do I keep my data safe if I change phones?

Go to Settings, Export data to save a backup file with all your bills, accounts and budgets. On the new phone, use Settings, Import data. If an import doesn't look right, Undo last import brings back what you had before.

Which currencies does it support?

Any. Pick a common symbol or type your own in Settings, Currency symbol, and every amount in the app follows it.

What happens to a bill I didn't pay last month?

It stays in front of you. Past-due bills carry into the new month and show under "Needs attention" until you mark them paid. If it turns out you didn't owe it after all, choose Not owed to clear it.

How do reminders work?

Turn on notifications in Settings and choose a daily reminder time. Each day at that time you'll get a heads-up for anything overdue, due today, or inside the reminder window you picked for that bill. Reminders are created on your phone, and Android lets you control each type separately.

I found a bug or have an idea. Where do I send it?

Email mark@vuelvatech.com or use Settings, Send feedback in the app. Every message is read, and many recent features came straight from user suggestions.

Stop wondering what's due.
Start knowing.

Set it up in minutes. Free on Android, no account required.

GET IT ONGoogle Play

Android 7.0 and up · Contains ads